401-K Supplemental Retirement

Upon successful completion of a six month probationary period, the County will contribute three percent (3%) of the employee’s annual salary into a state and federal tax sheltered 401(k) plan administered by Prudential (5% for law enforcement officers). Employees may elect to contribute up to 80% of their salary, not to exceed $18,000 in 2016 through payroll deduction. Upon termination of employment with the County, the employee may close the 401-k account and withdraw the funds, or the account may be held in suspension. Contributions to the fund may only be made by payroll deduction, therefore, an individual leaving employment with the County would not be able to continue contributing to the fund.

Benefits of the plan include deferred state and federal taxes, 100% vested immediately, choice of investment options, loan provisions, and solid retirement savings.

For information, you may call (1-866-627-5267) or visit their web site at

Civil Leave

Employees are given leave with pay to serve jury duty or when subpoenaed as a witness.  This will not be charged against leave time.  

 Credit Union

Rowan County employees are eligible to join the Local Government Credit Union. The Credit Union is a cooperative, member owned financial institution that is operated by and for the benefit of Local Government Employees and their families. Deposits made in the Credit Union are insured up to $100,000 by the NCUA (National Credit Union Administration), a federal agency. The Credit Union offers a wide variety of financial services to meet our needs. There are branches and Automatic Teller Machines located throughout North Carolina. Services include:

Statement Savings                         Direct Deposit
Share Drafts                                  Wire Transfers
Money Market Savings                   Home Mortgage Loans
Loan Services                                Travelers Checks
Free Notary Services                      Certificates of Deposit
VISA Card                                      Automated Teller Machine
Individual Retirement Accounts      On-line Banking

You may contact the local branch in Salisbury at 704-633-7005 regarding services.  On-line banking is available at or by calling 1-888-732-8562.

Dental Plan



Dental Insurance is available to benefited employees through a pre-tax deduction.

MONTHLY PREMIUMS effective 7/1/2015

  • Employee


  • Employee/Spouse


  • Employee/Child/ren


  • Family 



  • $50 annual (Calendar Year) deductible
  • Maximum of 3 deductibles per family per calendar year
  • Annual Maximum Individual Payment $1,000
  • Benefit payments are subject to usual and customary
*PREVENTIVE and DIAGNOSTIC (100% with no deductible) 
  • Evaluations (two per year)
  • Cleanings (two per year) 
  • Fluoride for Children (under age 19)
  • Sealants
  • X-rays
  • Space Maintainers
BASIC PROCEDURES (80% and subject to deductible)
  • Restorative Amalgram and Resin
  • Complex Oral Surgery 
  • Simple Extractions
  • Anesthesia
  • Denture Repair

MAJOR PROCEDURES (50% and subject to deductible)

  • Repair and recement Crowns
  • Restorative - Crowns
  • Prosthodontics - Fixed Pontics or Abutments
  • Prosthodontics - Removable Dentures, Partials
  • Endodontics (Root Canal) 
  • Periodontics (Gum Disease) 

ORTHODONTIA - Adult and Child(ren) (50%)

Lifetime Maximum of $1,000
*No deductible applies

Direct Deposit

Direct deposit is required for all new employees.  Payroll checks may be deposited at any participating banking establishment.  Once your check is set up for direct deposit, it cannot be changed.  You may, however, change your direct deposit to a different banking institution.


DISCOUNT TICKETS are available in Human Resources for the following attractions:


Adults  $44.94

Children (6-16)  $20.33

EMERALD POINTE Regular $28.50 Under 48" $23.00


Purchase tickets now through our personal web page at

username: Snoopy
password:  Exclusive

Pricing varies depending on the time of season


DISCOUNTS are available at the following local businesses:

  • The Forum
  • A Cut Above, W. Innes St., Salisbury ($1.00 off)
  • Ralph Baker's Shoes, Salisbury (15% off regular price item) 
  • Optometric Eye Care, Statesville Blvd., Salisbury (20%)


Christo’s, E. Innes St., Salisbury (10% Lunch Only)
Pancho Villas, E. Innes. St., Salisbury (15%)

Porky’s BBQ, 1309 N. Main St., China Grove (20% 9am-5pm

East Coast Wings, Lowe's Shopping Center, Salisbury (10%)

A Rowan County ID Card may be necessary to obtain these Discounts.

Employee Assistance Program

The EAP is a professional, confidential counseling service available to help employees and their family members resolve personal issues and problems before they affect health, family relationships, or job performance. Problems may include marital issues, financial issues, legal, child or elder issues, problems with co-workers, balancing work and family responsibilities, alcohol or drug abuse, or dealing with the every day stresses in life.  An employee can speak confidentially with an expert consultant to help clarify his/her  issue, sort through their options and contact an effective and affordable resource.

You may call the Employee Assistance  Program for assistance 24 hours a day, 365 days by using the toll-free number 1-800-633-3353. Your EAP is a confidential and professional counseling service paid for by Rowan County and provided by McLaughlin Young Employee Services.

Visit their web site at (user name: rowancounty and password: guest).  The web site offers confidential online services filled with educational information and content for you and your family.  There is access to over 200 issue-specific resource rooms, consultants and interactive tools.

 Flexible Spending Accounts

Flexible Spending Accounts allow you to set aside your "before tax" dollars into one or more reimbursement accounts which are similar to savings accounts to reimburse you for expenses not covered by health insurance or for dependent care.

After your spending account has been established, as your expenses occur, you submit a reimbursement claim along with an explanation of benefits if you have insurance, or a bill or receipt if you don’t have insurance. Reimbursement will occur in your payroll check on the next payday; account statements are issued monthly.

It is important to remember that there are two distinct kinds of Flexible Spending Accounts. One is a miscellaneous Medical Reimbursement Account (for medical, dental, and vision expenses NOT paid by insurance). The other is a Dependent Care Reimbursement Account. These accounts are not interchangeable. Money set aside for one account must be used for that account. Expenses must be incurred in the Plan year in which you have the pre-tax deduction.

In planning for your Flexible Spending Accounts, you should be conservative. Plan to include money only for known expenses. At the end of the plan year, any funds not used will be lost.

The plan year for the Flexible Spending Accounts is July 1 - June 30. You cannot make changes to your Flexible Plan during the plan year unless you have a change in your family status. Changes in family status include: marriage, divorce, legal separation, birth or adoption of a child, death, or changes in spouse’s employment status.

Flexible Benefit Administrators (FBA) will be the plan administrator for the Flexible Spending Program Accounts (debit card) beginning July 1, 2011.  You may contact FBA at (800) 437-3539 or at

Funeral Leave

When death occurs to a member of an employee’s immediate family, the employee shall be granted necessary time off for the purpose of attending the funeral. The employee may use accumulated sick leave (maximum 5 days).

Funeral leave will be granted for:

Members of an employee’s immediate family which is limited to the employee’s spouse, child(ren), parent(s), grandparent(s), grandchild(ren), brother(s), sister(s), mother-in-law, father-in-law, brother(s)-in-law, and sister(s)-in-law. 

Health Insurance

Rowan County provides a self-insured health plan for active employees which is administered through Blue Cross Blue Shield of North Carolina (1-877-275-9787). Employee coverage is provided by the County and dependents’ coverage is available through payroll deduction. The plan is designed to protect employees and their families against catastrophic health expenses beyond the deductible and provide basic health services through their primary care physician. A primary care physician is a general internist, pediatrician, family physician, or gynecologist. Benefits are payable at 100% after a $30.00 co-payment.

For more information regarding eligibility for dependent coverage on the Rowan County Health Plan, please click on the link below and follow the instructions provided in the packet.

Dependent Eligibility

For plan information, Member Services, etc., please visit

BCBS MEMBER GUIDE - Summary Plan Document

Major Medical Services, Specialist services, Emergency Room Visits, Urgent Care visits, Inpatient/Outpatient Hospital stays are those services that fall outside of primary care services and are subject to a deductible and co-insurance. 



Preferred Physician


















PO Box 35
Durham, NC  27702-0035

The Prescription Drug benefit utilizes your health insurance ID card and a network of participating pharmacies provided by Prime Therapeutics. Participating pharmacies will accept the required co-pay and file your claim directly. One co-pay applies to a maximum 30 day supply.  Prescription drug co-pays are as follows:

                            Generic (Tier I)          $4 co-pay       
                            Formulary (Tier II)      $45 co-pay 
                            Brand Name (Tier III)  $60 co-pay

In order to find out your co-pay amount for your prescription medication, visit the BCBS website and choose "Find a Drug" on the home page.  Then choose "Prescription Drug Search".  At the top of the page you will see several options - "Printable Formulary Guide" will give you an updated list of prescription medications and their Tier Level (cost); "Prior Approval and Limitations" will provide you with a listing of medications that require prior authorization or certification from your health care provider prior to dispensing of the medication.  The listing will tell you what steps you should take to have the medication pre-approved (if necessary).  You should check both of these pages often, as changes in pharmaceuticals occur throughout the year and may require changes in prescription status. 

Prime Therapeutics has a mail service pharmacy program (PrimeMail) that offers many unique features, including exceptional customer service  and innovative clinical features.  With PrimeMail, you receive fast, convenient delivery of maintenance medication delivered directly to your home.  PrimeMail manages your care by managing costs.  When you fill or refill your prescription by mail, you pay only two co-pays for a three-months supply.  Forms are available on the PrimeMail website.  Visit to learn more.

Employee                            $71.50 monthly (for new full-time employees effective 1/22/2012)
Additional for Child(ren)     $250.00monthly
Additional for Spouse        $370.00 monthly
Additional for Family         $420.00 monthly

 Legal Notices


County employees generally observe the following holidays:

New Year’s Day

Martin Luther King, Jr.'s Birthday

Good Friday

Memorial Day

Independence Day

Labor Day

Veteran's Day

Thanksgiving (2 days)

Christmas (3 days)

County employees receive 12 paid holidays each year.  When a holiday is on Saturday, Friday will be taken as the normal holiday. When a holiday is on Sunday, the following Monday will be taken as the normal holiday. Because of the variety of County services, all employees do not observe holidays on the same day. If your work requires a change from the holiday schedule above, your supervisor will tell you.  If an employee is required to work on a scheduled holiday, he will receive additional pay equal to one-half of his regular wage. The employee will also receive time off on another day. 


New Year’s Day

January 2


Martin Luther King Jr.'s Birthday

January 16


Good Friday

April 14


Memorial Day

May 29


Independence Day

July 4


Labor Day

September 4


Veteran's Day

November 10



November 23 & 24

Thursday & Friday


December 25, 26 & 27

Monday,Tuesday and Wednesday

 Alternate Holiday Schedule for seven day, twenty-four hour operations

*New Year's Day                   January 1                       Sunday
*Veteran's Day                      November 11                 Saturday
*Christmas                            December 24, 25 & 26   Sunday, Monday and Tuesday

Life Insurance

The County provides employees with a $32,000 life insurance policy.  Employees may purchase additional term life insurance in $10,000 increments up to $140,000.  You may purchase coverage for your spouse in $5,000 increments up to $25,000 coverage and for your children in $2,000 increments up to $10,000 through payroll deduction.The Local Government Retirement System also provides a Retirement Death Benefit through the Retirement System after one year of service.  Refer below to Local Government Retirement for more information.  


Local Government Retirement

The County provides benefits for employees and their family in case of disability, retirement, or death after an employee has completed certain service requirements. The benefits are available in addition to Social Security. Employees contribute 6 cents of each dollar earned and no income tax is paid on this until you retire. The County adds almost an equal amount towards your retirement benefits.

After five years, an employee has a "vested interest". This means that if the employee leaves County service, they may leave their contributions in the system and draw a retirement income beginning at age 60. At age 65 and five years of creditable service, at age 60 and 25 years of service, or 30 years in the retirement system at any age, an employee can retire with full benefits.

An employee can retire with reduced benefits after age 50 with 20 years of creditable service, or at age 60 with five years of service. 

Law Enforcement Officers can retire with full benefits age 55 with five or more years of service, or 30 years of creditable service at any age.  Reduced benefits can be attained by an officer at age 50 with 15 years of creditable service as an officer. 

If you cease to be a County employee (except by death or retirement), you may withdraw all your retirement contributions. You will receive interest if you have at least five years in the retirement system. You may receive your contributions 60 days after you receive your final paycheck. Withdrawal will be subject to Federal and State tax withholding and a penalty for early withdrawal.

If you return later to County service, you may buy back this time toward retirement.



After one year of employment, members of the Local Government Employees Retirement System automatically are eligible for a death benefit. It is free, but cannot be transferred if you should leave County service. The beneficiary is paid an amount equal to the employee’s highest 12 months' salary in a row during the 24 months before death, but no less than $25,000 and no more than $50,000. 


Rowan County’s Pay for Performance Plan rewards employees for performing their job at an outstanding level. Merit pay is issued annually to employees in the payroll period that includes August 1st.

Employees who have been employed for a year as of June 30th are eligible for an increase in their base salary.

The Rowan County Employee Performance Appraisal requires a minimum numerical rating to be eligible for a merit increase. Employees who have one or more "unsatisfactory" or "needs improvement" ratings are not eligible for merit consideration.

Each year, the Pay For Performance Plan is dependent upon availability of funds budgeted by the County Commissioners.

 Military Leave

Reservists in the Armed Forces are entitled to leave with pay, not to exceed 80 hours in each calendar year, when order to federal or state duty. The employee must notify their supervisor, in writing, as far in advance as possible of scheduled call-ups or training. A copy of military orders must accompany the employee’s notification to the supervisor or be provided as soon as the employee receives them. Rowan County’s military duty policy is in accordance with the Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA) and subsequent revisions to that law.  When employees are activated in the event of a national emergency, they may request the utilization of their accrued vacation and sick leave credits.  

 Nurse Practitioner Services

An on site Nurse Practitioner is contracted to provide medical services only to employees who are on Rowan County's health insurance policy    A Nurse Practitioner is a registered nurse with advanced training in diagnosing and treating illness.  Nurse Practitioners prescribe medications, treat illnesses, and administer exams.  Nurse Practitioners differ from physicians in that they focus on prevention, wellness, and education.  You may schedule an appointment with Rowan County's Nurse Practitioner at the Health Department by contacting the clinic at 704-216-8843 or at  For a listing of types of services the Nurse Practitioner can provide, click:  Nurse Practitioner Services

Schedule an appointment

Current hours for the Nurse Practitioner are as follows:

Monday  1:00 - 5:00 pm
Tuesday  8:00 am - 12:00 pm
Wednesday  1:00 - 5:00 pm
Thursday   8:00 am - 12:00 pm

Personal Leave

Employees are given an opportunity to visit their children or grandchildren in school and other personal events. Four hours of leave per fiscal year (July - June) will be granted. The leave shall be at a mutually agreed upon time between the Department Director and the employee.   If possible, the employee should submit a written request at least 48 hours prior to the time of leave. 

Service Awards

To reward employees for their years of service, cash gift cards are given to eligible employees on an annual basis. The awards are given for five years of service and in increments of five years thereafter. Years of service are based upon service as of June 30th of the current year.

Sick Leave

Full time and part-time benefited employees accrue .0462 hours for every hour worked. This is an average of 3.696 hours of sick leave per pay period for full time employees. EMS employees working a fluctuating work week earn 5.31hours per pay period. There is no maximum accumulation of sick leave.

Sick leave may be requested for:

  • Personal Illness.
  • Death in the immediate family. (The family is defined as spouse, parents, brother, sister, children, grandparents, grandchildren. The step, half, and in-law relationships are included as appropriate based on this listing.)

  • Illness of a member of the employee’s immediate family. (The family is defined as spouse, parents, children, mother-in-law, father-in-law, including step relationships. If other dependents are living in the employee’s household, sick leave may also be taken.)
    Actual period of disability connected with childbearing.
  • Medical appointments.

Department Directors and/or supervisors may ask an employee to submit a doctor’s certificate to verify sick leave. When an employee retires, accumulated sick leave days can be changed into retirement credits. Twenty sick leave days or a portion thereof equal one’s month’s service. Rowan County will transfer accumulated sick leave to another governmental agency, providing the other agency will accept the time.

Social Security

The County matches the employee's contribution to this Federal Government program.  For more information, visit


Full time and part-time benefited employees accrue vacation on a bi-weekly basis determined by the number of hours the employee works in the pay period and by the length of County service as follows:

Years  Of Service

Average Days / Annum (Based on 2080 hours)

Factor Per Hour Worked

 Hours per Pay

Less than 2




2 but less than 5




5 but less than 10




10 but less than 15




15 or more




Days calculated in above chart are rounded.

Emergency Medical Services’ employees working a fluctuating workweek accrue vacation as follows:

Average Years of Service

Average Days / Annum 

Hours / Pay Period

Less than 2


4.42 hours

2 but less than 5


5.31 hours

5 but less than 10


6.64 hours

10 but less than 15


7.97 hours

15 or more


9.29 hours

Days calculated in above chart are rounded.

With the approval of your supervisor, annual leave may be used for personal reasons requiring absence from work. The minimum amount that can be taken is one-quarter hour units. The County wants you to use your vacation leave. However, the time must be approved by your supervisor.

You may carry 240 hours of accumulated annual leave from December 31st to January 1st of the next year. Annual leave in excess of 240 hours will be transferred to your sick leave balance. Employees who leave the County’s employment will be paid for accumulated vacation days. At the employee’s request, Rowan County will transfer accumulated vacation to another government agency, in lieu of payment, providing the other agency will accept the time. If an employee dies, a lump sum payment for accumulated vacation leave is made to the estate.

Eight hours of vacation shall be credited to the accumulated benefits of the employee who does not use sick leave and who is not absent without pay for a period of 6 consecutive months. Benefited part-time employees earn vacation hours on a pro-rata basis determined by the number of hours worked.

Voluntary Insurance Plans

Whole life, accident, short term disability, vision and cancer/critical care insurance is offered to County employees through Mark III Employee Benefits via payroll deduction.  For more information, visit or call 1-800-532-1044 ext. 307.

Wellness Program

Wellness is important in the performance of job functions and enhances quality of life. Rowan County adopted a Wellness Program to promote healthy lifestyles to include not using tobacco products, eating nutritiously, and participating in moderate physical activity. A Wellness Committee comprised of County employees coordinates County activities to promote wellness. Activities have included a Health Fair, Fitness Luncheons, and Monthly Newsletter.

Benefited County employees attend a mandatory wellness orientation in which they receive an overview of the Wellness Program and complete a Health Risk Appraisal. Additional Health Risk Appraisals are completed on a bi-annual basis.

Employees are encouraged to have a physical examination on a yearly basis. In order to promote wellness-related check-ups, benefited employees receive four hours of leave for wellness purposes. This type of leave is independent of vacation or sick leave and is accrued on a fiscal year basis.

Fitness memberships are available at the YMCA and The Forum through payroll deduction.  

Worker's Compensation

If you suffer a job-related injury or illness, the County will provide Worker's Compensation for lost time and medical attention.  It is your responsibility to claim compensation.  You must report an accident or occupational disease immediately to your supervisor.  A claim will be filed with the North Carolina Industrial Commission.

Sick or vacation leave may only be used for the first seven days of absence.  Medical benefits will be received under the Worker's Compensation Act.  Any unused sick or vacation leave will be kept for future use.